I know you have to have those plastic bags to put coins into an account....
But if I had some notes and wanted to put it onto my debit card, would i just go there
give them the notes and my debit card and tell them to put this amount of money onto this card?|||Koschei is right and I'll say it another way. A debit is an amount taken out of an account, such as when you write a check on a checking account. A debit card means it takes money out of an account, as opposed to a credit card where you are just expected to pay later. When you spend money with a debit card the money is usually taken out (debited) immediately. So to put money 'on the card' you would just make a deposit into the account the card is attached to.|||You DON'T put money on a debit card. You put money into your bank account. The card is just ONE method of accessing the account. You can deposit cash over the counter at your bank.|||Just go to the bank, hand them the cash and the card, and say you'd like to put this money into this account.
Thursday, December 15, 2011
What happens if you balance transfer from credit card to debit card?
It sounds like a silly question, but what happens if you request balance transfer from a credit card to the debit card (linked to checking account) and credit card issuer approves it? Anyone know?|||hello, here are some time tested links that often get me a best answer! if you have time to read you should find what you need:
http://credit-cards.ebookorama.com
and http://finance.ebookorama.com
hope they do the trick for you!|||If you transfer your balance from a credit card to a debit card then the balance of your credit card will be $0 and what ever the balance was will be deducted from your checking account, so really you're not transfering your balance you are actually paying off the balance.|||i am not sure. I think you will charged a normal rate of interest, which would have been applicable on your credit card on withdrawal of cash.|||your credit card balance would be zero and it would be taken out from your checking account. If you don't have the funds then you have to pay a fee to the bank. Then if you don't end up paying the bank back they can and will take you to court over it. It is good to get rid of your credit card but not if it is going to mess up your checking account.
http://credit-cards.ebookorama.com
and http://finance.ebookorama.com
hope they do the trick for you!|||If you transfer your balance from a credit card to a debit card then the balance of your credit card will be $0 and what ever the balance was will be deducted from your checking account, so really you're not transfering your balance you are actually paying off the balance.|||i am not sure. I think you will charged a normal rate of interest, which would have been applicable on your credit card on withdrawal of cash.|||your credit card balance would be zero and it would be taken out from your checking account. If you don't have the funds then you have to pay a fee to the bank. Then if you don't end up paying the bank back they can and will take you to court over it. It is good to get rid of your credit card but not if it is going to mess up your checking account.
How would you describe credit cards or debit with a figurative language?
How would you describe credit cards, debit, or shopping with figurative language using Metaphors, similes, personification etc? I need four examples so far I have:
"debit is like smoking" - a person decides to smoke one day. slowly but surely they keep smoking and smoking. it becomes a habit. before they know it, a cancer takes over its host and when they decide to solve the problem, it's too late.|||Master = Lender
Slave = Borrower
Shackles = Debt|||It is like overeating, you eat and you et and it tastes soo good, then one day you notice your more tired, but you dont do anything, then eventually you are soo obese that you have to do something and it is super hard to get healthly again.|||Debt is like a breakup, you eat and eat and eat but nothing fills the void.
You eat and eat and eat but nothing fills you untill one day you realise you've over done it.
Debt is to spend as cat is to kitten|||Like a black cloud of death hanging over you...
"debit is like smoking" - a person decides to smoke one day. slowly but surely they keep smoking and smoking. it becomes a habit. before they know it, a cancer takes over its host and when they decide to solve the problem, it's too late.|||Master = Lender
Slave = Borrower
Shackles = Debt|||It is like overeating, you eat and you et and it tastes soo good, then one day you notice your more tired, but you dont do anything, then eventually you are soo obese that you have to do something and it is super hard to get healthly again.|||Debt is like a breakup, you eat and eat and eat but nothing fills the void.
You eat and eat and eat but nothing fills you untill one day you realise you've over done it.
Debt is to spend as cat is to kitten|||Like a black cloud of death hanging over you...
What will happen to a minor for illegally using a debit card?
My 15 year old nephew used my debit card and charged $460.00 worth of minutes to his phone. I notified the bank, canceled my card and filed a police report. What will happen to him. Please no guesses or opinions, I'm looking for people who have encountered this problem first hand. Thanks.|||If he paid the money now the Police will not do anything. if not then it will go to the court for minors and the court will still ordered him to pay the money and any fine and he may get away with probation as it is his first offense and it is under $500.00. he will need attorney if he did not pay before the police get involved. Good luck|||he will be charged as a minor for crdit card fraud. Although it was a debit card the authoriztions procedure is the same. The laws in your state for minors will apply in this case.
What is the difference between a credit card and a debit card?
I want to be able to order goods online, but use an account that only has limited funds. so that if anyone got my card details they could only withdraw whatever was in the account and no more. What kind of a card should I use? Credit or debit?|||A debit card is your actual money from your actual bank account. If the card is stolen and used, its your money that's lost and it may never be restored to you. Its basically cash.
A credit card is the creditor's money that you promise to pay back. By law, you can be held responsible only up to $500 of fraudulent charges due to theft, etc... Often times, if there is a problem with theft or inappropriate charges, the credit card company will not hold you responsible. Credit cards also give you leverage in fraudulent deals; you can dispute a charge and if the credit card company agrees that you were unreasonably charged, they will refund you the money and pursue the issue on their own.
Credit cards = security from fraud
Debit cards = atm cards; don't use them online.|||A debit card allows u to spend only whats in yr acct.|||A credit card is a card where you owe the credit company for the sums spent on it. A debit card is where the funds are taken from the account direct.|||Credit cards mean the money isn't yours you are borrowing and paying back to the credit card company with interest.. A debit card is for your bank account, which is actual funds, (earnings) so you pay nothing back and no interest.. Often if people in a shop say credit card they are referring to both!|||A debit card comes out of your bank account, and a credit card you have to pay off at the end of the month.
Won't make alot of difference to be honest, but you can get problems sorted quicker through your credit card company.|||Credit card has a maximum spending limit payable in the fuutre and the limit is whatever the card company gives you.
Debit card has a maximum spending limit payable at the time of purchase and the limit is whatever is your bank account.|||a credit card is a card given with money already on it which you have to pay back, and a debit card is a card which you have with your bank account and you only spend the money u have in your account.|||a credit card means you are buying stuff on credit as in using a loan to pay for what you are buying and as such you get charged interest just like a loan
a debit card withdraws the amount of money from a bank account as such you are not charged interest and you yourself can control how much is in the bank account
alternatively you could get a prepaid credit card which acts like a debit card as you put the money on the card first (top up) and spend the money you have placed on the card this is probably the best option if your shopping online as most sites use a credit card as a form of age checking as yo0u have to be over 18 to apply for one|||If you are really worried about online fraud (even though you are more likely to be "done" over the phone or counter!), get a credit card just for internet use with a low credit limit. Some credit cards give cashback on purchases.
See http://www.moneysavingexpert.com.|||Just get yourself a debit card. You can only spend the cash u have in your bank account,|||almost all card companies protect your cards from fraudulent transactions.
and your always better off using someone elses money, and then repaying it... that way, A youre safe, and B, if it goes pear shaped, you arent left broke...
and most places accept paypal, its safe and secure...|||a credit card uses credit and a debit card uses money from your checking account|||There are many thiings you should consider.
If you want to keep limited amount and keep a checkk on your spending use the debit card . The debit cards are issued by banks and money goes immediately from your bank account.
A credit card ,unsecured , (secured credit card works like a debit card just that you can build a credit history by any credit card and not be debit) means a bank like chase or so has given you a limit of $ 5000 which you can spend and then you get a bill and then you pay them.
Now lets say someone misuses your card and its not anyone you know ( id theft ), in case of the debit card you lose all the money that person used ( max is what you have linked to that debit card account).
THE MONEY HAS ALREADY GONE FROM YOUR ACCOUNT.
In a credit card you will recieve a statement every month and then you see that someelse has been using it and you can then dispute the charges.
Most big banks good with that and you do not have to pay anything till you prove it anyways.
NO MONEY HAS LEFT YOU ACCOUNT YET.
Of course you have to prove it to them. Credit card issues get reported to the credit agencies and if the bank does not agree with you and you do not pay them anyways you get reported and your credit history shows that and a collection agency will pursue you, IF you cannot prove it.
But most big banks are good with this i think and they advertise that you do not have to pay for ID theft stuff.
SO go for a Credit card from a reputed bank ( Chase Citi AMEX HSBC etc.)
Regards|||You can use a secured credit card. It is basically a credit card with cash deposit and you can't go over this deposit.|||If you get your card from your bank it can probably be used as both credit or debit card. It is true that Debit cards pull from checking and credit cards basically establish and unsecured loan. But if you have a checking account say with Fifth Third and you get a card from them that says Mastercard on it or one of the other big names, chances are it can be used as both.. Another great thing to know is that by federal law you are not responsible for fraudulent charges against your account.|||Credit you are basically borrowing money from card companies. And then you get a bill at the end of the month and if you pay it off then your all good. If you don't you get charged interest.
A debit card is issued from your bank. The money is taken directly from your account. It has a credit/debit side. Debit is amount of actual cash you can use in one day (most cards have a 500 limit). The credit side has a higher limit of usually 1500 to 2000. Both are taken from your account immediately (few exceptions). The difference is debit side is on the same day where as the credit side will stay in pending for 2 to 3 days. Also if you spend to much and take out to much with a debit card you will be charged fees. The card will not always shut off depending on if you have some sort of overdraft plan.|||There is a new type of card wher you top it up with cash. So you put, say 拢50 on it, via a bank or E-Bank I suppose, and then it can only have that 拢50 drawn from it.
A credit card is the creditor's money that you promise to pay back. By law, you can be held responsible only up to $500 of fraudulent charges due to theft, etc... Often times, if there is a problem with theft or inappropriate charges, the credit card company will not hold you responsible. Credit cards also give you leverage in fraudulent deals; you can dispute a charge and if the credit card company agrees that you were unreasonably charged, they will refund you the money and pursue the issue on their own.
Credit cards = security from fraud
Debit cards = atm cards; don't use them online.|||A debit card allows u to spend only whats in yr acct.|||A credit card is a card where you owe the credit company for the sums spent on it. A debit card is where the funds are taken from the account direct.|||Credit cards mean the money isn't yours you are borrowing and paying back to the credit card company with interest.. A debit card is for your bank account, which is actual funds, (earnings) so you pay nothing back and no interest.. Often if people in a shop say credit card they are referring to both!|||A debit card comes out of your bank account, and a credit card you have to pay off at the end of the month.
Won't make alot of difference to be honest, but you can get problems sorted quicker through your credit card company.|||Credit card has a maximum spending limit payable in the fuutre and the limit is whatever the card company gives you.
Debit card has a maximum spending limit payable at the time of purchase and the limit is whatever is your bank account.|||a credit card is a card given with money already on it which you have to pay back, and a debit card is a card which you have with your bank account and you only spend the money u have in your account.|||a credit card means you are buying stuff on credit as in using a loan to pay for what you are buying and as such you get charged interest just like a loan
a debit card withdraws the amount of money from a bank account as such you are not charged interest and you yourself can control how much is in the bank account
alternatively you could get a prepaid credit card which acts like a debit card as you put the money on the card first (top up) and spend the money you have placed on the card this is probably the best option if your shopping online as most sites use a credit card as a form of age checking as yo0u have to be over 18 to apply for one|||If you are really worried about online fraud (even though you are more likely to be "done" over the phone or counter!), get a credit card just for internet use with a low credit limit. Some credit cards give cashback on purchases.
See http://www.moneysavingexpert.com.|||Just get yourself a debit card. You can only spend the cash u have in your bank account,|||almost all card companies protect your cards from fraudulent transactions.
and your always better off using someone elses money, and then repaying it... that way, A youre safe, and B, if it goes pear shaped, you arent left broke...
and most places accept paypal, its safe and secure...|||a credit card uses credit and a debit card uses money from your checking account|||There are many thiings you should consider.
If you want to keep limited amount and keep a checkk on your spending use the debit card . The debit cards are issued by banks and money goes immediately from your bank account.
A credit card ,unsecured , (secured credit card works like a debit card just that you can build a credit history by any credit card and not be debit) means a bank like chase or so has given you a limit of $ 5000 which you can spend and then you get a bill and then you pay them.
Now lets say someone misuses your card and its not anyone you know ( id theft ), in case of the debit card you lose all the money that person used ( max is what you have linked to that debit card account).
THE MONEY HAS ALREADY GONE FROM YOUR ACCOUNT.
In a credit card you will recieve a statement every month and then you see that someelse has been using it and you can then dispute the charges.
Most big banks good with that and you do not have to pay anything till you prove it anyways.
NO MONEY HAS LEFT YOU ACCOUNT YET.
Of course you have to prove it to them. Credit card issues get reported to the credit agencies and if the bank does not agree with you and you do not pay them anyways you get reported and your credit history shows that and a collection agency will pursue you, IF you cannot prove it.
But most big banks are good with this i think and they advertise that you do not have to pay for ID theft stuff.
SO go for a Credit card from a reputed bank ( Chase Citi AMEX HSBC etc.)
Regards|||You can use a secured credit card. It is basically a credit card with cash deposit and you can't go over this deposit.|||If you get your card from your bank it can probably be used as both credit or debit card. It is true that Debit cards pull from checking and credit cards basically establish and unsecured loan. But if you have a checking account say with Fifth Third and you get a card from them that says Mastercard on it or one of the other big names, chances are it can be used as both.. Another great thing to know is that by federal law you are not responsible for fraudulent charges against your account.|||Credit you are basically borrowing money from card companies. And then you get a bill at the end of the month and if you pay it off then your all good. If you don't you get charged interest.
A debit card is issued from your bank. The money is taken directly from your account. It has a credit/debit side. Debit is amount of actual cash you can use in one day (most cards have a 500 limit). The credit side has a higher limit of usually 1500 to 2000. Both are taken from your account immediately (few exceptions). The difference is debit side is on the same day where as the credit side will stay in pending for 2 to 3 days. Also if you spend to much and take out to much with a debit card you will be charged fees. The card will not always shut off depending on if you have some sort of overdraft plan.|||There is a new type of card wher you top it up with cash. So you put, say 拢50 on it, via a bank or E-Bank I suppose, and then it can only have that 拢50 drawn from it.
Where do I start if I want to start accepting debit/credit cards for my business?
We would like to start accepting credit/debit cards for parents to pay their child's tuition at our daycare center. I have never dealt with this before and am at a lost as to where to even start! Can anyone give me advice?|||It may sound easier than it sounds but you want to find an honest credit card processor
who won't rip you off.
Here on some tips on looking for one:
1) Banks usually have lousy rates:
Banks don't have the best rates because they don't have to. They usually leverage the trust
they have with a customer because they are already doing business there.
2) Bank don't process their own credit card payments.
Very few banks actually process credit cards. They simply send your paperwork to
another company that actually handles the underwriting.
3) Watch out for set up fees and contracts or termination fees.
This way if they were not being honest in any way or have lousy customer support you can leave without penalty.
4) Technology
Make sure the company offers solutions that will work best for you. There are new technologies that allow you to take credit cards from your smart phone at no additional charge.|||You would need to contact a "merchant service provider". Usually banks offer that service. There are also independent companies that offer less than a bank would normally charge. My sister used this guide book when she started her daycare business in Kentucky. See link below. Hope it will help you too. Goodluck with your business.|||I don\'t know,but I suggest you google it
who won't rip you off.
Here on some tips on looking for one:
1) Banks usually have lousy rates:
Banks don't have the best rates because they don't have to. They usually leverage the trust
they have with a customer because they are already doing business there.
2) Bank don't process their own credit card payments.
Very few banks actually process credit cards. They simply send your paperwork to
another company that actually handles the underwriting.
3) Watch out for set up fees and contracts or termination fees.
This way if they were not being honest in any way or have lousy customer support you can leave without penalty.
4) Technology
Make sure the company offers solutions that will work best for you. There are new technologies that allow you to take credit cards from your smart phone at no additional charge.|||You would need to contact a "merchant service provider". Usually banks offer that service. There are also independent companies that offer less than a bank would normally charge. My sister used this guide book when she started her daycare business in Kentucky. See link below. Hope it will help you too. Goodluck with your business.|||I don\'t know,but I suggest you google it
What security features should I look for in a debit card?
Hello all,
I am a teenager. I am planning to open a bank account on my name for the first time and intend to get a debit card. What security features should the bank be offering (ideally) to protect my debit card from fraud and identity theft?
And what preventive measures should I take while using a debit card?
This will be a big step for me in managing my money on my own. So my thanks for all those who can help me.|||Make sure that the bank will not charge you more than it does a credit card customer in case of theft or loss. Also, do not use the PIN at commonly vandalized sites such as gas station machines, use it like a credit card. Best.
I am a teenager. I am planning to open a bank account on my name for the first time and intend to get a debit card. What security features should the bank be offering (ideally) to protect my debit card from fraud and identity theft?
And what preventive measures should I take while using a debit card?
This will be a big step for me in managing my money on my own. So my thanks for all those who can help me.|||Make sure that the bank will not charge you more than it does a credit card customer in case of theft or loss. Also, do not use the PIN at commonly vandalized sites such as gas station machines, use it like a credit card. Best.
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